Define the product precisely
Custody, non-custodial swaps, an exchange, a wallet and a NFT marketplace are not the same underwriting case. Providers price and approve them differently.
Find Payment Providers for Your Crypto Business
Crypto acceptance depends on what the customer receives. On-ramps selling digital assets, custodial exchanges and crypto-adjacent SaaS are underwritten as three different risk profiles.
Payment challenges in Crypto
- Fiat on-ramps sell an instantly transferable asset, so acquirers focus heavily on AML controls and irreversibility of the delivered product.
- Registration and licensing expectations (VASP, MSB or equivalent) vary by country and are usually a precondition rather than a preference.
- Card deposits into crypto attract first-party fraud claims, so 3-D Secure, transaction limits and identity checks are scrutinised.
- Settlement can be complicated when the business holds treasury in crypto but needs fiat settlement into a bank account.
What to consider when choosing a PSP or acquirer
Show your AML and KYC stack
Name the providers you use for identity verification and chain analytics, and how you handle sanctions screening. This is often the deciding factor.
Confirm the fiat settlement path
Check which bank accounts and currencies a provider can settle to, and whether your banking partner accepts crypto-related inflows.
Set limits by verification tier
Per-transaction and per-day limits that scale with verification level reduce disputes and make underwriting significantly easier.
What providers assess in your application
- Business model
- On-ramp, exchange, wallet, custody or crypto-adjacent service.
- Licensing
- VASP, MSB or local registration, plus the jurisdictions it covers.
- Compliance stack
- KYC, sanctions screening and blockchain analytics you already run.
- Customer geography
- Markets served and those excluded by policy or licence.
- Ticket size
- Average and maximum purchase, and how limits scale by verification tier.
- Settlement
- Fiat currencies, settlement bank and payout frequency you require.
Provider suitability differs from business to business: two companies in the same industry can receive opposite answers because of licence, market mix, ticket size or dispute history. We do not state that a provider accepts an industry unless that provider has confirmed it, and no one can guarantee approval.
Other industries
iGaming
iGaming acceptance is decided almost entirely by licensing and player geography. Providers that support a Malta or Curaçao licensed operator are rarely the same ones that support a UK or Ontario facing brand.
Forex & CFD
Trading platforms are underwritten on regulatory status and client geography. A regulated brokerage in a recognised jurisdiction has a materially different provider pool than an offshore entity taking retail clients worldwide.
Adult
Adult businesses are processed under specific card-scheme programmes with mandatory content controls. Approval depends on documented compliance far more than on pricing negotiation.
Find payment providers for your Crypto business
Add your business essentials once. Your profile is compared against provider criteria, and nothing is sent until you submit your onboarding pack.
Find providers for my businessNothing is shared with a provider until you submit your onboarding pack. Approval is always the provider's decision.